*Service Fee: Chase Private Client CheckingSM has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Keep an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances OR, Option #2: Have a linked Chase Platinum Business CheckingSM account. Otherwise a $35 Monthly Service Fee will apply. New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable). Product terms subject to change. For more information, please see a banker or visit chase.com/checking.
Bonus/Account Information: To receive the bonus: 1) Meet with a Private Client Banker to open or upgrade to a Chase Private Client CheckingSM account; if you already have a CPC Checking account, skip to step number two.2) Within 45 days of coupon enrollment, transfer a total of $150,000 or more in qualifying new money or securities to a combination of only eligible accounts:
Eligible Accounts:Qualifying Chase personalchecking and savings accounts, and J.P. Morgan Wealth Management non-retirement accounts (opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor).
Ineligible Accounts:Chase Personal and Business CDs, Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing accounts, J.P. Morgan Wealth Management Personal Advisors accounts, any J.P. Morgan Wealth Management retirement accounts (such as Traditional and Roth IRAs, Keoghs, SEP and SIMPLE IRAs, and 401(k) plans); insurance products; fixed and variable annuities; J.P. Morgan Fund Accounts; 529 College Savings Plans; attorney trust accounts; client fund trust accounts;donor-advised funds; as well as Government or Non-Profit accounts.
The qualifying new money cannot be existing deposits, funds or securities held by you at Chase or its affiliates. At day 45, the bonus tier will be determined in the following manner:
| New money inflows | Cash Bonus |
|---|---|
| $150,000-$249,999.99 | $1,000 |
| $250,000-$499,999.99 | $2,000 |
| $500,000+ | $3,000 |
AND 3)Hold the qualifying new money of at least $150,000 in only eligible accounts for at least 90 days from the coupon enrollment date (gains and losses to qualifying investment balances from trading or market fluctuation will not be counted for purposes of meeting the balance requirements). After you have completed all the above requirements, we will deposit the bonus in your existing Chase Private Client CheckingSM account within 40 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. The Annual Percentage Yield (APY), for Chase Private Client CheckingSM effective as of03/22/2024 is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. You can receive only one Chase Private Client CheckingSM new money bonus or savings promotional rate offer in a 12-month period from the last bonus coupon enrollment date. Coupon is good for one-time use and only one bonus per account. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
Offer availability subject to change. Additional Chase Private Client bonus offers may exist concurrently. This offer cannot be used in combination with any other Chase Private Client Checking offer within a 12-month period.
1There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying deposits/investments OR, a linked Chase Platinum Business CheckingSM account. Qualifying personal deposits include up to nine Chase Private Client Checking accounts, Chase High School CheckingSM accounts, Chase First CheckingSM accounts, personal Chase savings accounts (excluding Chase Premier SavingsSM), CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts. Qualifying personal investments include balances in investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. For most products, we use daily balances to calculate the average beginning day balance for such investment and annuity products. Some third-party providers report balances on a weekly, not daily, basis and we will use the most current balance reported. Balances in 529 plans, donor-advised funds,and certain retirement plan investment accounts do not qualify. Investment products and related services are only available in English.
2There is no Chase fee at non-Chase ATMs. Chase will refund ATM Surcharge Fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these Surcharge Fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase Surcharge Fee reimbursem*nts. The “No Chase Fee” benefit applies based on your account having this benefit when the debit card or ATM transaction is posted on the account.
3For wire transfers, the “No Chase Fee” benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures, and does not apply to the spread we include in the foreign currency exchange rate. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers, including on returned wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.
4As a Chase Private Client, you receive a rate discount of 0.25% off standard auto financing rates when you apply through JPMorgan Chase Bank, N.A. ("Chase")using chase.com. Not available for applications submitted to a dealer, or through other websites. The rate discount is automatically reflected in your approval APR. Rate discounts are subject to change at any time, and are not available for the purchase of certain vehicle brands, or for lease buyouts.
To finance a new or used car with your dealer through Chase, you must purchase your car from a dealer in the Chase network. The dealer will be the original creditor and assign the financing to Chase. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage.
5Enrollment in Zelle® with a U.S. checking or savings account is required to use the service. Chase customers must use an eligible Chase consumer or business checking account, which may have its own account fees. Consult your account agreement. To send money to or receive money from a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile app experience. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase OnlineSM. Limitations may apply. Message and data rates may apply.
Only send money to people and businesses you trust. Neither Chase nor Zelle® offers a protection program for any authorized payments made with Zelle®, or provide coverage for non-received, damaged, or not-as-described goods and services you purchase using Zelle®, so you might not be able to get your money back once you send it.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
6Chase QuickDepositSM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile® app for eligible mobile devices, limitations, terms, conditions and details. Chase Mobile app is available for select mobile devices. Enroll on the Chase Mobile app. Message and data rates may apply.
"Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account.
Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P.Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
